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Insurers classify marijuana users as non-smokers

Insurers classify marijuana users as non-smokers

No longer will cannabis users be deemed smokers – at least not when it comes to applying for life insurance and critical illness insurance. Regardless of how the marijuana is imbibed – be it smoked, ingested or inhaled through a vaporizer – a number of major insurers...
What’s a Lifestyle Spending Account?

What’s a Lifestyle Spending Account?

Introducing a new way to reward your employees and support their wellness Trying to think of a way to give your employees a bonus or offer an incentive that isn’t cash? A Lifestyle Spending Account (LSA) offers an excellent means to not only promote a healthy...

FAQs about Group Benefit Plans

Have questions about employee plans? We’ve got answers Let’s talk Group Benefits Plans. What? You don’t want to?! You say you find them confusing? You end up with more questions than answers? Not when you’re dealing with ADI Benefits! We’re all about offering...
Common misconceptions about insurance coverage

Common misconceptions about insurance coverage

Busting myths about Life, Critical Illness and Disability Insurance Having been in the insurance industry for years, I’ve heard more than my share of myths and misconceptions: I don’t need disability insurance, I get it through my work; life insurance is for old...

What many group benefit brokers don’t want you to know

What you’re getting – and what you’re not – with your group benefits plan Quick! When you think group health options what comes to mind? Physios, chiros and dentists, maybe? But wait – there’s more. Today’s group benefit plans cover a multitude of products and...

How a Health Spending Account (HSA) can save you a pile of money

If you’re a sole proprietor or have 10 or fewer employees, chances are you and your workers aren’t getting your money’s worth with a traditional employee benefits plan. Enter the Health Spending Account. Not only will an HSA be better utilized by employees, as a...

What kind of life insurance should I get?

Buying life insurance — ugh. I get it, aside from having to admit you are mortal, buying life insurance can be kind of confusing. But, hey, you’ve taken the first step. You’re ready to check it off your list and actually do something about it. The next step is...

Life insurance vs. mortgage insurance

Getting or renewing a mortgage? Your lender is required to ask if you want mortgage insurance. So in the midst of all the paperwork flying around, you think, “Well, insurance that looks after my biggest investment sounds like a good thing.” And it is. But is mortgage...