250-897-2892 aduncan@adibenefits.ca

How a Health Spending Account (HSA) can save you a pile of money

If you’re a sole proprietor or have 10 or fewer employees, chances are you and your workers aren’t getting your money’s worth with a traditional employee benefits plan. Enter the Health Spending Account. Not only will an HSA be better utilized by employees, as a...

What kind of life insurance should I get?

Buying life insurance — ugh. I get it, aside from having to admit you are mortal, buying life insurance can be kind of confusing. But, hey, you’ve taken the first step. You’re ready to check it off your list and actually do something about it. The next step is...

Life insurance vs. mortgage insurance

Getting or renewing a mortgage? Your lender is required to ask if you want mortgage insurance. So in the midst of all the paperwork flying around, you think, “Well, insurance that looks after my biggest investment sounds like a good thing.” And it is. But is mortgage...

Top 7 Crazy Holiday Insurance Claims

While driving home from Christmas shopping a man was struck by a fallen off Christmas tree from the driver in front of him.  The tree literally crashed through his windshield however the man was not injured.  The police told him to keep the tree but wouldn’t let...

Employee Group Benefits – Insurance Company Comparison

Below is a comparison of what some of the insurance companies that we work with offer our clients.  All of these companies offer exceptional service and great coverage.   Empire Life Empire Life offers easy to understand benefits which are fairly priced,...

Bank Loan Insurance and Bank Life Insurance

I thought I would write about something that we are starting to see more and more of and it really bothers me.  Banks offering insurance.  I have a friend in the home and auto insurance business and he told me about a story involving a client and a Calgary car...

Top 6 Outrageous Celebrity Insurance Policies

Homes, automobiles, health; these are assets which almost everyone has that are worth insuring.  Some may have possessions that go far beyond the basic worth of insuring.  Individuals may take out separate policies for art or jewellery while businesses take out...

Mortgage Insurance vs. Life Insurance

If You Are a Home Owner with a Mortgage, You Need to Read This! It’s no secret that smoking is bad for your health, but purchasing mortgage insurance from a bank may be just as harmful.  In the pocket book, that is. In fact, bankers will be extremely unhappy if you...